Parents' Underinsured Motor Vehicle Coverage Applies to Vehicle Owned by Child
Underinsured motor vehicle insurance (UIM) coverage that parents purchased applied to the passenger (one of their children) who was tragically killed in a truck owned by another of their children the Kentucky Supreme Court ruled in Williams v. State Farm (No. 2006-SC-000856 decided June 19, 2008). The key issue, as the Court saw it, was whether the truck was "furnished" to the driver, one of their children who lived with them. Since it was undisputed that the child owned the truck, the Court concluded that the truck was not "furnished" to him within the meaning of the policy. Therefore, the Court ruled that the parents' UIM coverage applied.
Robert L. Abell
www.RobertAbellLaw.com
I feel sorry for the child who ended his life so soon through this incident. The truck should have insurance for this kind of circumstances.
Posted by: kia of riverside | October 15, 2008 at 11:20 AM